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Financing

Financing for HVAC Services in Temecula and the Inland Empire

Access Top-Quality Home Services on Your Own Terms Through Our Partnerships with EnerBank & Service Finance Company

On Time Home Services is the home of the top heating and air conditioning repair experts. We are partnering with EnerBank and Service Finance Company to create personalized monthly payments for you within minutes and without affecting your credit score. What is even better is that there are no prepayment penalties and no home equity is required. Thanks to this partnership, it will be easy for our community to find monthly payment options for the project with loan amounts of up to $100,000. When you join this program, you can receive funding within one to three days. 

If you have been looking for a convenient monthly payment option to get essential HVAC services, this might be exactly what you need.

In addition to knowing that you have affordable monthly payment options through our team, you can also rest assured knowing that you are in the hands of a team who takes great pride in our work and community. We also offer an “On Time Protection Plan” that gives customers who take advantage of it priority service. With our home services team on your side, you can remain confident that your HVAC system will stay running smoothly and efficiently. Plus, we offer a 15% discount on services when you are a part of our On Time Protection Plan. This means that in addition to getting personalized monthly payments, you will experience even more savings from a team who truly cares. 

These savings can be applied to any of the service areas you need, including:

At On Time Home Services, our upfront pricing for your heating and air conditioning repair and services works in your best interest in every way. With every project, both big and small, our mission is to get the job completed as effectively as possible, while saving you as much time and money as we can. When you have a problem with any of your systems or are in need of an installation or repair, we will perform an inspection to diagnose the issue and we will take the time to fully explain all of your options. This includes all of your financial options. If you have any questions about the financial options available to you or about any of our specific programs, please do not hesitate to reach out to us.

To learn more about our financing partnerships or any of our other promotions, feel free to give us a call at (949) 649-8777 or contact us online. We are happy to work with your needs until we find the solution and payment option that is right for you. 

 

Your Financing Options

12-Month Same-As-Cash Loan

12 Month Same-As-Cash Financing 

*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR, effective as of July 2023, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed.

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Traditional Installment Loan

Traditional Installment Loan Financing 

*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% to 15.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. Minimum monthly payments vary between $11.37 and $90.73 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

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Service Finance Company, LLC

service finance company 

*Service Finance Company, LLC is a nationally licensed sales finance company and an approved FHA Title I Lender. We provide financing solutions which include promotional and standard installment terms for home improvement contractors enrolled in the SFC Financing Program. Our program strives to provide our contractors with the flexibility they require to offer their customers the ability to finance their purchases of products such as: HVAC, Insulation and much more.

Apply Online

Why Choose On Time Home Services?

What Makes Us Different
  • Family Owned & Locally Operated
  • Upfront Pricing Given Before We Begin
  • Third Generation HVAC Technicians
  • Providing the Best Solutions for Your Home
  • 20 Years of Industry Experience
  • 100% Customer Satisfaction Guarantee
SEE WHAT THEY HAVE TO SAY ABOUT US Our Customers Are Our Top Priority
"Courteous, Responsive and Reliable"

Great job by folks at On Time. Courteous, responsive and reliable. Had to get some emergency work done recently.

- Basit S.

Contact On Time Home Services Today!

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